# OSM Stream EMI Calculator

It is very easy to calculate the EMI for your bus loan. You will get EMI as soon as you enter the required loan amount and the interest rate. Installment in EMI calculator is calculated on reducing balance. As per the rules of financing institutions, processing fee or possible charges may be applicable which are not shown in the EMI we calculate.

OSM Stream EMI starts at 6577 per month for a tenure of 60 months @ 10.5% for a loan amount of ₹3.72 Lakh. The EMI Calculator tool on busesDekho gives a detailed break-up of the total payable amount and helps you in finding best truck finance for your Stream.

## Calculate your EMI

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## Frequently Asked Questions on Stream EMI

### What will be the lowest down payment for Stream?

### What will be the monthly EMI for the Stream?

EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for the Stream can be calculated using the following formula:

{P x R x (1+R)^N / [(1+R)^N-1]}

where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

For Example:- If the principal amount for a commercial vehicle loan is Rs. 306000- on an annual rate of interest of 10.5 for a tenure of 5 years then EMI will be Rs 6577. The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10.5 per annum, then R= 10.5/12 = 0.875.